Manage Your Debts & Build Financial Independence
Get in touch with your Debt Buddy
Get an obligation FREE Financial Consultation
Who can apply?
- You must have unsecured debt greater than $8,000
- Be employed or self-employed
Take control in three easy steps
Free Debt Evaluation
Takes less than 5 minutes to fill out our free debt assessment. Rest assured, your information remains private and won’t be shared. Our free evaluation won’t affect your credit rating and this information is just for us to provide you the information you need.
Free Phone Consultation
We listen to you, understand your situation and present all the information you need in regard to your debt, detailing the advantages, potential risks, and the costs involved. This is absolutely free and your information is confidential.
The Choice is Yours
Our goal is to provide you with all the necessary information. The Choice Is Yours, we can assist you with a debt solution that is manageable for you and offers long-term benefits.
Access to 25+ Leading Lenders
How We Can Help You
There are NO PRESSURE SELLING TACTICS OR JUDGEMENTS on anyone’s positions. Everyone is listened to with respect and care. We are here to do what we do best. Help improve debt situations. From $8,000 in small/payday loans to debts in the multiple of millions. From a few accounts with aggressive collections to over 50 accounts repayments consolidated into a single affordable repayment. DEBTBUDDY Is Here To Help You Take Control Of Your Debts
Debt
Consolidation
Money
Management
Plan
Financial
Hardship
Assistance
Business
Tax Debt
Bankruptcy
Part 9 Debt
Agreement
Personal
Insolvency
Agreement (PIA)
Temporary
Debt Protection (TDP)
Get Started on Your Journey
to Debt Freedom
Contact Debt Buddy today to begin your path to financial freedom. Our team is ready to assist you every step of the way, helping you regain control of your finances and securing a brighter future.
What Our Clients Say
Client reviews
“I can’t thank you enough. From my first phone call to you until now, you have been incredibly helpful and have done everything you could to make me feel at ease and comfortable with every part of the process. You have saved me years of struggle and for that, I thank you. Thank you so much.”
Casey, NSW
“Amazing news… this has taken a HUGE financial weight off my shoulders. I’ve been stressing for so long and can finally breathe again. Thank you to the whole team for helping me through this I’ve never felt so supported. This is life-changing.”
Rebecca Mifflin
“Prior to dealing with the friendly experts at ABC Debt Solutions, my finances were crippling me. I lived in a stressful avoidance of a never-ending number of phone calls, emails and letters. I was sick of not even being able to afford groceries each week. ABC Debt Solutions provided me with complete understanding and guidance through a Part IX debt agreement. My first holiday in 4 years is only 2 months away!”
Paul, NSW
Frequently Asked Questions
What types of debt can you help with?
We help with most unsecured debts including credit cards, personal loans, and payday loans. Certain debts like child support and court fines can’t be included in formal agreements, but we’ll still help you manage your overall situation.
What’s the difference between informal and formal debt solutions?
Informal agreements are flexible payment arrangements we negotiate with your creditors. Formal options, like Part 9 Debt Agreements, are legally binding under the Bankruptcy Act. We’ll help you decide what fits best based on your financial situation.
Will this affect my credit file?
Yes, both informal and formal solutions may impact your credit report. But they’re often a better alternative to falling further behind or facing bankruptcy. We’ll explain the impact clearly before you commit to anything.
Do I still have to deal with creditors?
No once you’re working with us, we’ll communicate with creditors on your behalf. If you enter into a formal agreement, your creditors must stop direct contact.
How much does it cost to get help?
Our fees are always based on affordability and fully explained upfront. Your first debt assessment is free, and there’s no pressure to go ahead if it’s not right for you.
Can I keep my assets?
In most cases, yes. Informal solutions and Part 9 Debt Agreements don’t automatically mean you lose your car or personal belongings. We’ll help you understand what’s protected.
Will I be locked into a contract if I ask for help?
Not at all. Your initial assessment is completely free, and there’s no obligation to go ahead. We’ll explain your options clearly the decision is always yours.
Do all creditors have to agree to a formal debt solution?
No. For a Part 9 Debt Agreement to be accepted, only a majority (in dollar value) of creditors who vote need to approve it. Once accepted, it becomes legally binding on all participating creditors.